Resources & Guides

FEMA on Listen Up Home Buyers! Flood information

September 2, 2022
Resources & Guides

FEMA on Listen Up Home Buyers! Flood information

September 2, 2022
Resources & Guides

FEMA on Listen Up Home Buyers! Flood information

September 2, 2022
Resources & Guides

FEMA on Listen Up Home Buyers! Flood information

September 2, 2022

Jeffrey Jackson the Deputy Assistant Administrator for the Federal Insurance Directorate within the Federal Insurance and Mitigation Administration (FIMA) at FEMA the Federal Emergency Management Agency (FEMA). 

Mr. Jackson leads flood insurance operations for the National Flood Insurance Program (NFIP) at FEMA. 

:52 FEMA’s top priority is education

1:05 Everyone is at risk of flooding. Flood is the most common natural disaster in America

1:15 98% of counties in America flooded to some degree last year. Where it rains, it can flood.

1:32 updating the way we price insurance, rate insurance policies 

1:42 Last year, insurance policies changed for the first time in the history of the program based on the individual risk of your property

2:10 Houston is a prime example of climate change

3:10 First time buyers need to learn about the community and where the property of interest sits within the neighborhood

3:48 Your home owners insurance does not always include flood -call your insurance agent to learn about flood insurance

4:30 Based on the characteristics of the home, how likely your property is to flood, giving home owners transparency of their risk

5:03 FEMA would love for everyone to have flood insurance. Every home is at risk for flood

6:20 If you don’t have flood insurance, borrowing funds or home equity loans is the option

6:57 Mitigation, there are things to do to lower your risk

7:39 Kentucky-heartbreaking to see what flooding has done to communities 1-2% of the residents had flood insurance

8:41 Insurance puts you on a better trajectory for recovery

8:55 After a disaster, one in four small businesses never comes back 

9:20 FEMA affordability program working with Congress so they can consider passing affordability legislation

10:21 Victoria shares story about looking at a property in Riverdale Maryland

11:08 What do the letters on the FEMA Map mean?

11:19 V zones are coastal high risk A zones are river and high risk but you can’t just look at a map and make an informed decision

12:00 40% of all FEMA claims come from outside the high risk area 

12:35 the FEMA maps are a snap shot in time

12:47 If you’re close to a high risk zone, chances are you will be at risk even if the rating is X or considered low risk for flooding

13:35 Home buyers, look at the FEMA map to see the flood rating of the property of interest. Also, contact an insurance agent to understand the real risk (if you are next to a high risk area)

14:00 Encourage informed buyers! There is much to learn but the flood risk of a property should be on the list

15:30 How to move ahead if you want to purchase a home in a high risk flood area

15:54 Floodsmart.gov is the place to start to learn about flood insurance and mitigation

16:30 Elevating a home can make a difference

17:02 Before you purchase a home, gather all the information available to make an informed decision

18:01 Know your risk before you buy and have a plan in place for flood loss

19:36 Be wary of people who want you to look past information regarding flood

20:15 FEMA sees how much climate change is impacting our country

21:00 Not just rivers and coast, flood risk is impacted by rain, mud slides and the more development the flood risk goes up

21:30 We need to up our IQ on flood risk

22:45 Flood insurance policies issued by the National Flood Insurance programs

23:21 The higher the price, the more at risk you are to flood

23:30 Low risk properties flood every single day

Please see some helpful links below.

 

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FEMA on Listen Up Home Buyers! Flood information

By
Victoria Ray Henderson
September 2, 2022
FEMA on Listen Up Home Buyers! Flood information
FEMA on Listen Up Home Buyers! Flood information
FEMA on Listen Up Home Buyers! Flood information

Jeffrey Jackson the Deputy Assistant Administrator for the Federal Insurance Directorate within the Federal Insurance and Mitigation Administration (FIMA) at FEMA the Federal Emergency Management Agency (FEMA). 

Mr. Jackson leads flood insurance operations for the National Flood Insurance Program (NFIP) at FEMA. 

:52 FEMA’s top priority is education

1:05 Everyone is at risk of flooding. Flood is the most common natural disaster in America

1:15 98% of counties in America flooded to some degree last year. Where it rains, it can flood.

1:32 updating the way we price insurance, rate insurance policies 

1:42 Last year, insurance policies changed for the first time in the history of the program based on the individual risk of your property

2:10 Houston is a prime example of climate change

3:10 First time buyers need to learn about the community and where the property of interest sits within the neighborhood

3:48 Your home owners insurance does not always include flood -call your insurance agent to learn about flood insurance

4:30 Based on the characteristics of the home, how likely your property is to flood, giving home owners transparency of their risk

5:03 FEMA would love for everyone to have flood insurance. Every home is at risk for flood

6:20 If you don’t have flood insurance, borrowing funds or home equity loans is the option

6:57 Mitigation, there are things to do to lower your risk

7:39 Kentucky-heartbreaking to see what flooding has done to communities 1-2% of the residents had flood insurance

8:41 Insurance puts you on a better trajectory for recovery

8:55 After a disaster, one in four small businesses never comes back 

9:20 FEMA affordability program working with Congress so they can consider passing affordability legislation

10:21 Victoria shares story about looking at a property in Riverdale Maryland

11:08 What do the letters on the FEMA Map mean?

11:19 V zones are coastal high risk A zones are river and high risk but you can’t just look at a map and make an informed decision

12:00 40% of all FEMA claims come from outside the high risk area 

12:35 the FEMA maps are a snap shot in time

12:47 If you’re close to a high risk zone, chances are you will be at risk even if the rating is X or considered low risk for flooding

13:35 Home buyers, look at the FEMA map to see the flood rating of the property of interest. Also, contact an insurance agent to understand the real risk (if you are next to a high risk area)

14:00 Encourage informed buyers! There is much to learn but the flood risk of a property should be on the list

15:30 How to move ahead if you want to purchase a home in a high risk flood area

15:54 Floodsmart.gov is the place to start to learn about flood insurance and mitigation

16:30 Elevating a home can make a difference

17:02 Before you purchase a home, gather all the information available to make an informed decision

18:01 Know your risk before you buy and have a plan in place for flood loss

19:36 Be wary of people who want you to look past information regarding flood

20:15 FEMA sees how much climate change is impacting our country

21:00 Not just rivers and coast, flood risk is impacted by rain, mud slides and the more development the flood risk goes up

21:30 We need to up our IQ on flood risk

22:45 Flood insurance policies issued by the National Flood Insurance programs

23:21 The higher the price, the more at risk you are to flood

23:30 Low risk properties flood every single day

Please see some helpful links below.

 

You may also download the PDF here.
You may download the PDF by clicking here.
Request More Information

Some disclaimer text about privacy.

First Name*
Last Name*
Email*
Click here to view content
Oops! Something went wrong while submitting the form.

Thank you for requesting more information...

We value and protect your privacy and will never share your contact information with anyone else.

You may also download the PDF here.

How can we help?

The exclusive buyer agents at HomeBuyer Brokerage specialize in serving home buyers. Please reach out with questions at info@homebuyerbrokerage.com.

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